STUDENT LOAN

                             Call Us-(844) 837-7939+

Get Student LoanCall us (888) 654-8093Get Student Loan

Apply Now! Fast and Easy Process. Cover Up to 100% of College Costs. 24/7 Customer Service. Rewards for good grades. Auto Debit Reward. Types: Undergraduate Loans, Graduate Loans

FAFSA Refinancing

1. Federal Perkins Loans (no longer available)

Before it expired on Sept. 30, this school-based program was designed for undergraduate, graduate, and professional students who could demonstrate extreme financial need. In other words, students who come from low-income families or who are completely independent.

The advantage of taking out a Perkins Loan was that your school would pay the interest that accrued while you were enrolled. Not all schools offered Perkins Loans, and those that did might have had limited funds to spread around. This sometimes resulted in needy students not receiving the maximum amount or not getting any support at all.

Also k

2. Direct subsidized federal loans

Also known as Stafford loans, direct subsidized and unsubsidized loans have one significant difference. With subsidized debt, the Department of Education will cover the interest that accrues on your loans while you’re enrolled at least half-time in school.

For example, one year of interest on a $5,500 loan would be $206.80 for a Class of 2016 college freshman. If you qualify for a subsidized loan, the government will foot that bill for you.

Eligible undergraduate students must demonstrate a financial need to benefit from this. The schools to which you’ve been accepted will then detail the amount you can borrow in your college award letter.

Interest rate: 3.76% for undergraduates, 5.31% for postgraduates (for loans disbursed July 1, 2016, to July 1, 2017)

Max borrowed: $5,500 to $12,500 for undergraduates, $20,500 for graduates.